Home Insurance and the Need For a Pool Safety Plan  

by Pool Builders on 12-12-2012 in Articles

Floridians who have a swimming pool on their premises also have a considerable amount of risk compared to those without pools. Home insurance rates in South Florida, for one, are higher, and the exposures from having friends, children, neighbors and others using or having access to the pool contributes to the possibility of perils associated with residents having a pool.

The need for safety measures and awareness of these hazards is vital in the prevention of accidents and mishaps. Consider some of these important safety warnings to aid in the proper use of, and care of the swimming pool.

Pool Safety Tips

Supervision is the key word when it comes to pool safety, but supervision combined with a variety of safety devices such as fences, latched gates, locked doors, pool safety covers and alarms goes even further toward drowning prevention. And remember to encourage neighbors, family, friends, and baby-sitters to follow pool safety guidelines.

Pool safety procedures include:

High locks on the access doors to the pool area

Door alarms on all doors reachable by small children

A locked fence separating the pool from the house and other yards

Water survival training for children (as soon as they are capable of crawling or walking to the pool)

The following rules and precautions should also be followed diligently:

Allow only adult-supervised swimming at all times

Do not place anything near the fence that can be used to climb up and over the fence

Ensure house doors do not open directly into the pool area (there should be a second self-locking gate installed prior to entering the direct pool area)

Store chemicals in a high, out of reach area so they cannot be accessed or knocked over by children

Equipment Recommendations

For added protection, the owner, in addition to having a non-climbable fence and self-locking gate with a child proof locking mechanism that completely encloses the pool, should install or have present:

Security cameras when not directly in the pool area to maintain contact with those using the pool

Pool safety covers that do not retain water on the top side

Rescue equipment in the pool area

Secure all drain covers and automatic drain suction shut-off devices

Non-skid surfaces on diving boards and the immediate area surrounding the pool

These measures should prevent the possibility of any accidents or injuries due to insufficient equipment or devices. This however does not replace teaching safety when in a pool environment, such as €no running,€ or any type of horseplay that could result in someone drowning or being seriously injured. And be sure to check the home insurance
on the property to make sure there is adequate coverage and appropriate limits.

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